Tools
Calculators
Get a quick, private repayment, borrowing power or stamp duty estimate. Nothing you enter is sent anywhere.
Mortgage repayment calculator
Mortgage repayment calculator
$2,998per month
Estimated principal & interest repayment based on the details you've entered.
Ready to talk about your options?
A no-obligation chat is the easiest way to find out what might be available to you.
This is an estimate only, calculated from the figures you enter. It is not a loan quote or an offer of finance. Actual repayments depend on the assessment of each individual lender and may be higher or lower than shown here. This does not constitute financial advice — speak with us or a licensed financial adviser about your own situation.
Loan Balance Chart
Enter your loan details above to see the balance chart.
| Year | Balance owing | Remaining payments |
|---|
Borrowing power calculator
Borrowing power calculator
Enter your income above to see an estimated borrowing power range.
Different lenders assess your situation against their own serviceability rules, so results vary between them.
A broker can give you a more accurate estimate based on your full circumstances.
This estimate assumes:
- A 30-year loan term
- A 9% assessment rate, including the APRA serviceability buffer
- A HEM (Household Expenditure Measure) benchmark applied wherever your declared expenses fall below it
- Individual lender policies vary from this estimate
Ready to talk about your options?
A no-obligation chat is the easiest way to find out what might be available to you.
This is an estimate only, calculated from the figures you enter. It is not a loan quote or an offer of finance. Actual repayments depend on the assessment of each individual lender and may be higher or lower than shown here. This does not constitute financial advice — speak with us or a licensed financial adviser about your own situation.
How your borrowing power is calculated
Enter your income above to see how your borrowing power is worked out.
| Item | Amount |
|---|
Stamp duty calculator
Stamp duty calculator (Victoria)
$0duty payable
- Concession applied
- $0
- Transfer fee
- $0
- Mortgage registration fee
- $0
- Total upfront government costs
- $0
- Loan amount
- $0
- Loan-to-value ratio (LVR)
- 0%
Ready to talk about your options?
A no-obligation chat is the easiest way to find out what might be available to you.
This is an estimate only. Concession and exemption eligibility depends on individual circumstances this calculator cannot assess. Figures should be confirmed with the State Revenue Office before you rely on them. Rates and thresholds change with each state budget.